SOLUTIONS

Clarity starts at the assessment

The assessment determines coverage, repair scope, and cost. If this first step is inconsistent, ambiguous, or reliant on free-text interpretation, the entire claim slows: increasing leakage and reducing decision confidence.

Lodgicl ensures every assessment starts with structure, accuracy and alignment to policy rules.

Why assessing Is the industry’s bottleneck

Assessments performed without structure lead to inconsistent outputs, unclear coverage recommendations and high support costs.

This slows approvals, increases leakage risk, and adds friction at the stage where clarity matters most.

Illustration representing a bottleneck between claim/assessment to approval and repair

High claim volumes and growing volatility

Claims volumes continue to rise, and severe weather events are becoming more frequent. Sudden surges in demand strain the entire supply chain, and inconsistent assessments amplify delays and operational pressure.

Rising repair costs make accuracy critical

Repair costs continue to climb due to material shortages, labour demand, and inflationary pressure. Insurers need assessments that are accurate, structured and aligned to policy rules: ensuring fair outcomes and controlling leakage.

More complex products require smarter assessing

As insurers introduce more personalised and modular products, assessment complexity increases. Accurate coverage decisions now rely on structured, real-time alignment between field data and policy conditions: something free-text reports can’t deliver reliably.

A smarter assessment layer for faster, fairer claim decisions

By structuring field data and aligning it to policy rules in real time, Lodgicl improves decision accuracy, reduces leakage, and strengthens performance across the entire supply chain.

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Dynamic, guided assessments

Lodgicl adapts each assessment based on insurer rules, claim type, and policy conditions: guiding assessors through a clear, consistent workflow every time. The result is structured, accurate, policy-aligned data captured at the source.

Integrated specialist workflows

Some claims require more than one inspection. Lodgicl brings specialist inputs  (e.g. leak detection, roofing, electrical and more)  directly into the assessing workflow. No PDFs, long email chains or delays. Everything sits in one structured process, enabling faster and more informed decisions.

Policy-accurate recommendations in real time

PolicyMatch™ interprets assessment data against insurer coverage rules instantly, helping assessors make accurate on-site recommendations, or pass decision support data to insurers. This lowers leakage, reduces clarifications, and speeds approvals.

The impact of a better assessment

Increased capacity, less rework

Guided workflows eliminate uncertainty and reduce back-and-forth. Assessors complete jobs faster, with consistent outputs that accelerate decision-making and reduce operational bottlenecks.

Structured data for confident decisions

Lodgicl captures structured, policy-aligned data at the source. Insurers get consistent information they can trust: enabling faster, more accurate and more defensible decisions across the supply chain.

Better outcomes for customers

Clearer assessments lead to quicker decisions. Customers benefit from fewer repeat visits, shorter wait times, and more transparent communication throughout their claim.

Why Lodgicl is different

PolicyMatch™ is Lodgicl’s patent-pending, algorithmic decision engine that maps structured assessment data to insurer policy rules in real time.

PolicyMatch™ produces deterministic, consistent results, giving insurers and assessors clarity they can rely on. This ensures faster, fairer, and more defensible decisions every single time.

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Built to fit your ecosystem, at any scale

Lodgicl scales effortlessly across repair networks and insurers, supporting high assessment volumes without requiring changes to your broader claims systems.

Our assessment-only focus makes Lodgicl a natural fit within your existing ecosystem:  enhancing performance, not replacing infrastructure.